Thursday, December 26, 2024

ACA Marketplace Rising and...

The federal government’s ACA Marketplace is seeing more signups than ever since its...

Michigan No-Fault Medical Fee...

The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical...

Empire Life Blog 2024...

Fiscal stimulus remains an upside risk to growth in both Canada and the...

Hilb Group Acquires Rhode...

Richmond, VA — December 26, 2022 — The Hilb Group announced today that...

Ladder Strategy Approach: Multiple Term Policies Designed for...

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the event of your death. It ensures that they will be taken care of financially and can maintain their standard of living even without your income. However, choosing the right life insurance plan can be overwhelming, with so many options available in the market. One approach that has gained popularity in recent years is the ladder strategy approach. This strategy involves purchasing multiple term life insurance policies with different...

In California, Mandated Insurance Saves the Taxpayers Money

A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think about getting treatment for something that has become an emergency scenario. However, there are so many times when preventative medicine and treatment can help a person to avoid emergency scenarios. This is only one of the many reasons that the state of California has made health insurance a requirement for every Californian.There are different types of health insurance coverage in California. Private health insurance and HMOs, as well as public programs like Medicare and Medi-Cal are not the same. Different government agencies...

Understanding Property Casualty Insurance | Bogle Agency Ins

  Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

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How to Save on Renters Insurance Tips for Finding the Cheapest Coverage

Among several ways to save on your renters insurance, taking advantage of the variety of available discounts is only the beginning. While renters...

The Ozempic Era: What Are Weight Loss Medications? Could They Be Right For You?

Save as PDF Are you trying to lose weight but can’t seem to shed the pounds? You are not alone. This is a common frustration...

UCITS cat bond funds in -0.77% average mark-down on hurricane Milton

So far, based on analysis of the catastrophe bonds in the UCITS structure that have priced their net asset value (NAV) since hurricane Milton...

NY DFS Issues an Industry Letter Regarding AI Cyber Guidance

Search InsurTech TopicsSelect Topic Alaska Developments Antitrust Arbitration Artificial Intelligence ...

Why Are Personal Auto Insurance Rates Increasing?

Save as PDF With very few exceptions, nearly every individual and family in the U.S. is facing higher-than-normal increases to their auto insurance premiums.  According...

The Tax Tango-Can Life Insurance be Taxed?: A Policyholder’s Guide

Ah, life insurance. A pillar of financial security, a safety net for loved ones, and… a potential tax tango? While the primary purpose of life insurance isn’t to enrich Uncle Sam, there are indeed scenarios where this financial instrument...

Hospital Treatment Without Insurance: Costs, Coverage, & Alternatives

If you have a medical emergency, healthcare providers can’t turn you away without essential services if you don’t have medical insurance. The Emergency Medical Treatment and Labor Act (EMTALA) requires healthcare facilities to provide essential lifesaving services to anyone...

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Important Things To Remember When Buying Health Insurance

Picking the right health coverage makes a difference in your family's physical and financial wellness. Since open enrollment only falls during a limited time,...

CashBackHealth: A New Cost Savings Solution to Drive High-Quality Health Care

Save as PDF The Scott Benefit Services team is excited to announce the launch of a new solution to help employers positively impact costs and...

In California, Mandated Insurance Saves the Taxpayers Money

A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think...

New Financial and Retirement Planning Campaign Launches in Singapore

Singapore has recently launched the 2024 campaign, aimed at empowering individuals to take charge of their financial futures. The initiative offers accessible and actionable...

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Your Back-to-School Insurance Checklist

img#bf_image-67111ad41af00 { width: 2560px; }@media screen and (max-width: 768px) { img#bf_image-67111ad41af00 { width: 100vw; } } Returning to school is an exciting time, promising new lessons, growth, and fresh experiences. By...

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How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to attract more leads and grow their business.  The Importance of a Digital Presence Developing a...

6 Tailgating Safety Tips for Your Pre-Game Fun

Nothing says fall fun like a few hours at the stadium of your favorite sports team enjoying a pre-game tailgate party. It’s a tradition as old as football itself and one that’s grown in popularity over the years. Following...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

You Just Got Your Idaho Contractor License, Now What?

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry. Whether you’re planning to start your own business or join an established firm, this license...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Tips to help control insurance costs

You can control some aspects of your insurance costs. Your independent agent can help.   Much like the price of groceries and gasoline, insurance premiums are increasing. Especially if you haven’t had a claim, you...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

COVID-19 Unoccupied Holiday Homes

Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

How to leave a legacy

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Electric Bicycles in Colorado – Bolder Insurance

With the popularity of Electric Bikes, it’s important to understand the rules.  According to the Colorado General Assembly the following is how E-bikes are treated in the state of Colorado.Each County or City have additional rules and restrictionsFor the...

Hilb Group Acquires Rhode Island-based OceanPoint Insurance

Richmond, VA — December 26, 2022 — The Hilb Group announced today that it has partnered with Rhode Island-based OceanPoint Insurance, building upon the company’s growing presence as a market leader in the New England region. The transaction became...

Top 10 Differences You Need to Know

Choosing Between Hip and Gable Roofs: A Practical GuideWhen comparing hip vs gable roof types, each has its own strengths and weaknesses depending on your needs and climate. Here’s a quick snapshot to help you decide:Hip Roof:– More stable...

How Advisors Can Grow Their Book of Business with Medical Captives

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a...

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Key Things To Know About How Dental Insurance Works

With a dental plan, you can take care of your teeth and gums, catch certain health issues early or prevent them altogether, and spend considerably less money on checkups and teeth cleanings. Dental insurance can be confusing, though. For...

Top 4 Fall Driving Hazards (And How to Handle Them)

The start of fall brings a lot of welcome things: a new school year, cooler temps and changing leaves. You may not notice it right away, but your daily commute is affected by the shorter days and changing weather, too....

Paycheck Pressure: How Financial Stress Crushes Employee Productivity

Work needs to be done and bills need to be paid. An employee must grapple with the reality of life as soon as they sign the dotted line to work for a company, committing a significant portion of their...

:Is Amazon’s Back-to-office Policy the First of Many to Come?

Amazon, one of the world’s largest tech firms, has announced their decision to end their hybrid work policy in favor of returning to the office five days a week. This decision raises questions as to whether this will be...

Non-Insurance Based Solutions: Credit Card Perks and Membership Clubs Offering Similar Benefits

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” When it comes to travel, having the right insurance coverage is essential for peace of mind. While traditional...

Empire Life Blog 2024 Semi-annual Market Outlook: Macroeconomic Overview

Monetary policy, global growth, politics and innovation have dominated headlines in 2024, and we expect these broad themes to continue to have an impact on markets as we head into the second half of the year. Monetary policy & global...

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