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    The times they are a’changin’!

    In my first two data posts for 2025, I looked at the strong year that US equities had in 2024,…

    Musings on Markets: Sovereign Ratings, Default Risk and Markets: The Moody’s Downgrade Aftermath!

     I was on a family vacation in August 2011 when I received an email from a journalist asking me what…

    Avoid These Mistakes When Comparing Mortgage Rates

    When I was getting ready to buy my first home, I found that shopping around and comparing mortgage rates wasn’t…

    Credit Associates, “Step in it” AGAIN! (Pt 1) – Dallas / Fort Worth Credit Repair and Restoration| Wayne The Credit Guy

    *As always, let me point out I write these blogs for informational purposes based on my own opinions, my 15+…

    Q2 2025 CCP volumes and share in CRD and FXD |

    This blog reviews central counterparty (CCP) volumes and market share for cleared credit derivatives (CRD) and FX derivatives (FXD) in Q2…

    When Should the New Yew York Department of Financial Services have Rehabilitated American Transit Insurance? – The Aleph Blog

    Hey! Maybe we can grow our way out of the problem! || All images from Aleph Blog At one point…

    Estimating Future Stock Returns, June 2023 Update – The Aleph Blog

    Image Credit: Aleph Blog || Has the return on assets for public equities permanently risen? The return on bonds has…

    The Theocratic Trifecta’s Third Leg!

        You might know, by now, of my views on ESG, which I have described as an empty acronym, born…

    Lenovo IdeaPad 5i 2-in-1 Review: Barely Squeaking By

    The keyboard and touchpad are often compromises made on budget laptops, and the same is true here. The keys feel…

    The Cost of Commuting Over A Lifetime in Each State

    For many, the daily commute to work is an unavoidable reality. Remote work is certainly on the rise but the…

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