It starts with a few innocent raindrops on the glass.

At first, you might not even bother to turn on the windshield wipers. But judging from the dark skies and rolling thunder, you know it’s just the beginning.

Before long, your car is under assault from a rapid barrage of descending beads, leaving a blurry barrier on the windshield while the wiper blades swing at full speed trying to whisk rain away.

You’re caught in a deluge on the highway—and it can be a pretty scary feeling, even for the most skilled drivers.

Besides being a nerve-racking experience, driving in heavy rain can easily lead to hydroplaning.

So how can you drive safely in heavy rain? Here are six tips to keep in mind:

• Take some extra precautions. This means slowing down and following at a safe distance for current conditions to ensure adequate time to react to hazards and avoid collisions.  In dry conditions, the rule of thumb is to follow the three-second safe driving rule. (In case you need a refresher, the three-second rule says you should pick a landmark that the car in front of you just passed and count to three, making sure a full three seconds passes before you cross the same spot to ensure you are a safe distance from the car in front of you). In harsh conditions, like heavy rain, three seconds should expand to between six and ten seconds to ensure a safe distance. This is especially important when following large trucks and buses, since the water sprayed from their tires may hit your windshield and limit your vision.
• Maintain your visibility. Turning your headlights on is an easy way to drive safely in heavy rain. Flip on your lights whenever a weather condition threatens your vision. This includes heavy rain as well as fog. If conditions are especially bad, consider turning on your four-way flashers.
• Stick to paved surfaces. Driving off-road during wet conditions jeopardizes the traction your tires have on paved surfaces because mud and other debris can collect on them. You should also avoid traveling through puddles or open-water areas – their depth may surprise you.
• Stay in your vehicle during lightning storms. If the weather outside has become too bad to continue driving or if your car breaks down during a thunderstorm, make sure you stay in your vehicle. Your car provides you with insulated protection against a nearby lighting strike. You won’t enjoy this protection standing out in the open.
• Don’t drive in flooded areas. Just 12 inches of rushing water can carry away most cars, and just 2 feet of water can do the same to SUVs and trucks. It’s no wonder over half of all flood-related drownings occur when vehicles drive into flood waters, according to the CDC. So. if you have to ask yourself whether you can drive through a flooded road, you already have your answer.
• Stay home if possible. Sometimes the simplest safety measure is the most effective. Unless you absolutely have to travel, stay in when heavy rains are in the forecast. Unfortunately, in spite of all the precautions we take, accidents can still happen in rainy conditions. And in those situations, having the right auto insurance coverage can make all the difference when you need it.

To get the right coverage—rain or shine—contact your local Erie Insurance agent for an auto insurance quote.

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of January 2024 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.