Thursday, December 26, 2024

Avoid these errors when...

Having a car insurance is as essential as having a car. In accordance...

How to leave a...

You don’t need to be a millionaire to leave a meaningful legacy to...

Preserve your car during...

Preserve your car during storage if you're not progressing to use your automotive for quite a month, store it properly to forestall gratuitous injury and repairs...

Understand the No Surprises...

According to the American Medical Association, people in the U.S. spend more than...

What You Need to Know

With the arrival of early spring, hail season is upon us, bringing the potential for costly property damage. According to recent reports, hail is responsible for some of the most frequent and expensive insurance claims in the U.S. In 2022 alone, hail caused over $3.5 billion in insured losses, with more than 6,900 hail events reported across the country. States like North Carolina, Wisconsin, and Virginia, are among the hardest hit, frequently making the list of the top regions with hail claims​. Hail, which forms during severe thunderstorms, can vary in size from small pea-sized pellets to large ice chunks. The largest recorded hailstone in the U.S....

Types of Coverage in Homeowners Insurance Policies: What’s...

When it comes to financially protecting your home, homeowners insurance can play a crucial role. It can offer financial security by covering various risks associated with owning a house. However, it’s essential to understand both what is covered and what is excluded in your policy. What Is Covered by Home Insurance? Homeowners insurance typically offers the following coverages: Dwelling coverage—This can financially protect the physical structure of your home, including the walls, roof, floors and built-in appliances. If your house is damaged due to covered perils such as fire, hail or vandalism, dwelling coverage may help pay for repairs or rebuilding. Other structures coverage—Beyond your primary dwelling, this coverage...

What is electric bike insurance?

Electric bike insurance, or e-bike insurance, is an insurance policy to protect you and your e-bike in the event of an accident or a...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

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Why are Homeowners Insurance Rates Increasing?

Save as PDF Over the past few years, nearly every homeowner in the U.S. has seen an increase in their homeowners insurance premium. According to...

Singapore Drivers Face Uncertainty as Malaysia VEP Deadline Approaches

As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

Supreme Court Blocks OSHA COVID-19 Mandate

Save as PDF In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19...

How to Get Business Insurance: A Comprehensive Guide

According to the US Chamber of Commerce, entrepreneurship is booming in the United States. The number of new small business applications filed in 2023...

What Happens If My Neighbor’s Tree Falls in My Yard?

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners’ insurance could help cover the cost of removing the tree...

How Does a Health Insurance Broker Get Paid?

A strong benefits package is critical to your company's ability to thrive in the market. When you hire a health insurance broker, you are hiring an intermediary between your company and the insurance provider. How you spend your company's...

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Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics....

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate...

Are You Ready for the 2023 Open Enrollment Period?

More than likely, if you are working with a health insurance broker, you have heard that the tenth annual enrollment period for the ACA...

Captive Insurance for ESOP Companies

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and...

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What Is the CalChoice Program for Group Health Insurance?

When business owners want to understand options for company health coverage, one question that a group health insurance broker often receives is about CalforniaChoice....

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NY DFS Issues an Industry Letter Regarding AI Cyber Guidance

Search InsurTech TopicsSelect Topic Alaska Developments Antitrust Arbitration Artificial Intelligence Asbestos Aviation and Aerospace Blockchain ...

What You Need To Know

If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver...

Protecting Everybody From the Flu Starts With You

Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...

Post-event cat bond pricing “quite different” with Milton compared to Ian: Icosa

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that the cat bond market seems not to have discounted prices as widely to account for...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Enjoy the bicycle boom: 5 tips for safe riding

Make yourself visible no matter the time of day.   The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...

Steps following a car accident can help in a crunch

If you are able, take photos to document circumstances of the accident.   Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

5 Examples — Legal Insurance Blog — December 22, 2023

Have you ever experienced the anxiety that comes from having your personal information compromised? Identity theft is a growing concern in today’s digital age, and it can be frightening to think that someone may be using your name, social...

Why Greater Financial Responsibility is the Best New Year’s Resolution — Legal Insurance Blog — January 2, 2024

Welcome to the new year! With the end of the past year and the start of this new one, it is time to reflect on the improvements you can make. If you want to start taking control of your...

Empire Life Blog Semi-Annual Update with Paul Holba, Senior Vice-President and CIO

Paul Holba, Senior Vice-President and CIO of Empire Life Investments Inc. discusses some of the key themes the investment team will monitor as we head into the second half of 2024.   https://www.youtube.com/watch?v=A5AamwwfkbY   Hello, I'm Paul Holba, Senior Vice-President and Chief Investment...

July is UV Safety Awareness Month

July is UV Safety Awareness Month. As we bask in the warmth of the summer sun, it's crucial to remember the potential dangers that come with excessive exposure to UV rays. While the sunshine brings us joy and vitamin...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Old National Bank Physician Mortgage

  What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

5 Ways to Remain Productive After Equipment Malfunctions

Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to...

Sackett & Associates Insurance Services, Inc Announces Promotion of Emma Fitzpatrick to Vice President

SEBASTOPOL, CA, UNITED STATES, November 15, 2023  - Sackett & Associates Insurance Services, Inc is thrilled to announce the promotion of Emma Fitzpatrick to the role of Vice President. Having been an integral part of Sackett & Associates Insurance...

2023 Whole Life Company Asset Yield Trend • The Insurance Pro Blog

Podcast: Play in new window | Download A number of years ago, we stopped regularly updating various analyses we performed on the insurance industry. This, of course, brought on questions. What motivated our decision to end this practice? Was there...

Best Bundle Home and Auto Insurance to Save Money 

Bundling home and auto insurance is a smart way to save both time and effort. In this blog, we have covered various aspects of bundling that you need to know to secure the best bundle at the most affordable...

Empire Life Blog Semi-Annual Update with Paul Holba, Senior Vice-President and CIO

Paul Holba, Senior Vice-President and CIO of Empire Life Investments Inc. discusses some of the key themes the investment team will monitor as we head into the second half of 2024.   https://www.youtube.com/watch?v=A5AamwwfkbY   Hello, I'm Paul Holba, Senior Vice-President and Chief Investment...

It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan...

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